SME Micro Finance

Grow your Project with online finance
and Extend your network with webinars
in the simplest and effective way

Apply Now

We have a mission to fulfill digital financial inclusion
and smart networking ad open path far all business
owners and entrepreneurs.

Fumiko Inada,
Co-Founder & CEO

Fumiko Inada Co-Founder & CEO

What is
SME Micro Finance

"ALTERNATIVE
CREDIT SCORE BY
BEHAVIOR ANALYSIS
INTO AN INCREMENT
OPPORTUNITY"

SME MicroFinance is a way to provide small loans, savings accounts, insurance, and other financial services to small and medium-sized businesses (SMEs) so they can grow and succeed. Many times, small businesses have trouble getting loans from banks because they don't have enough credit score ,property or other things banks need to feel secure lending money. Bee Informatica helps by giving small loans to SMEs and entrepreneurs who might not otherwise have access to these resources.Microfinance can help them grow, create jobs, and generate income for themselves and their communities. This, in turn, can help the overall economy and reduce poverty.

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GET MORE WITH
DIGITAL FINANCE,
ONLINE SUMMITS AND
GROW FAST!

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How to Apply?

  • Create Account

    Create Account

    Download 'Entrebition' app
    into mobile or desktop. Sign up and create account

  • Submit Documents

    Submit Documents

    Fulfill query form and submit
    document takenby your camera

  • Apply Loans

    Apply Loans

    Apply for loan and wait
    for your results

Apply Now

Loan Calculator

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Testimonial

  • Kuin

    Kuin
    "I sell a traditional rice wine made from a type of rice called 'Tuak.' As a small business, I was unable to obtain a loan from the bank, but thanks to Bee Informatica, I was able to secure funding for my business and grow it into a beloved shop by many customers."
  • Suren

    Suren
    "I work as a freelance engineer. Due to the impact of the coronavirus, there were delays in payment from clients, and I struggled with cash flow. However, thanks to Bee Informatica, my cash flow improved. Their response was prompt, and the support was robust, so even after two years, I continue to use their services repeatedly."
  • Joanne

    Joanne
    "I have been working as a comedian, actress, and radio DJ in the entertainment industry for over 20 years. However, due to the impact of the coronavirus, my performances were restricted, and I had to explore new sources of income. That's when I used a loan from Bee Informatica to open a roast pork shop. It was a different challenge from the entertainment industry, but it still provides joy to people, and it has become a new source of fulfilment."

Latest News

Bee Informatica's CEO, Ms. Inada, speaks at "The Founders Peak Tokyo," the first entrepreneurial speech event in Japan
Bee Informatica's CEO, Fumiko Inada took the stage at "The Founders Peak Tokyo," the first event in Japan of "The Founders Peak," a speech event organized by the Singapore Fintech Festival, known as one of the largest fintech events in the world. The Founders Peak Tokyo", the world's largest fintech event organized by Singapore Fintech Festival, and gave a speech on the title "Mental Difficulties in Fundraising".

Latest News

Bee Informatica Receives Conditional License for Digital Money Lending in Malaysia
Bee Informatica Sdn Bhd has received a conditional license for digital money lending from the Ministry of KPKT (Ministry of Housing and Local Government, one of the licensing authorities for money lending in Malaysia) in April 2023. There are only 11 companies in Malaysia that have obtained this conditional license, and this is an important step toward obtaining this license for the digital money lending business. We will continue to work on developing the IT requirements necessary to obtain this license.

Latest News

Bee Informatica Participates as a Finalist in FINOPITCH 2023, a Global Pitch Contest for FinTech Startups
Bee Informatica has participated as a domestic finalist in FINOPITCH, a pitch contest for FinTech startups from Japan and abroad held by FINOLAB Inc. in March 2023.

Latest News

Awarded 3rd Place in the Financial Innovation
Category at the Tokyo Financial Award 2023
This prestigious award recognizes financial institutions that provide innovative solutions to meet the challenges faced by Tokyo citizens.The Tokyo Financial Award is an initiative by the Tokyo Metropolitan Government (TMG), in collaboration with the national government and private sector, to revitalise the financial sector and position Tokyo as the top global financial city in Asia. The award has been granted since 2018 and is part of the "Global Financial City: Tokyo" Vision.Our company was recognized for our innovative products and services that have made a significant impact in the financial industry, particularly in meeting the evolving needs of our customers. We are proud to be a part of the efforts to promote financial innovation in Tokyo and look forward to continuing to provide the best financial solutions for our customers.

Latest News

Instalment of Auto-deduction system
Our company has recently installed a new auto-deduction system using Curlec! This cutting-edge technology allows us to provide our customers with an even more convenient and efficient payment process, ultimately saving time and reducing costs for all parties involved.With Curlec's system, customers no longer have to worry about manually making their payments every month. The system will automatically deduct the required amount from their designated account on the due date, making the payment process quick and hassle-free.We believe that this new system will be highly beneficial for both our customers and our company. By reducing the time and cost of transactions, we can provide our customers with even better services and increase satisfaction levels. Additionally, this system will allow us to allocate more time and resources towards improving other areas of our business.

Latest News

Launch Overwrapping loan
We recently launched a new and innovative financial scheme called Overlapping Loan for business owners. This new scheme is specifically designed to assist existing customers of the company who may have recurring financial needs.With Overlapping Loan, business owners can now avail a loan without having to worry about the impact it may have on their existing financial commitments. This scheme is tailored to provide seamless and fast access to credit for customers, allowing them to focus on their business operations while taking care of their financial needs.The process of availing Overlapping Loan is simple and easy, and the approval is fast, which means customers can access funds quickly. Bee Informatica understands the importance of timely access to finance, which is why the company has made sure that the entire process is hassle-free and quick.

Bee Informatica got inspiration from Grameen model and applies it to Malaysian environment in modernize and digitalized way. Especially oathos focus on growing community, as business owner will nuture their business more efficiently and effectively through sound eco-system. Pathos structures this community that every member who contributes can get mutual benefits. It is sane as Grameen model.

Awards

  • Awarded 3rd place in the Financial
    Innovation category at the Tokyo
    Financial Award 2023

  • Received the Judges' Special Award
    at Fintech Japan 2022

  • Passed the second screening of
    the Acceleration Program
    (Mirai Cross) 2023

  • AwSelected as a finalist in
    FINOPITCH 2023.

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